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Sign up for Affordable Health Coverage

General information

Connect with us so we can get you access to the best plan for you and your family. Enrollment counselors are available to help you.

All information shared in health coverage applications is confidential.

For free health coverage help, you can apply online or on the phone:

Insurance keeps you healthy and financially covered when you need it most. Most people who are uninsured are unaware they qualify for low or no-cost health coverage. 

Please view the San Mateo Medical Center Financial Assistance Program Application: English Spanish

Frequently Asked Questions & Resources

Are health coverage programs available for everyone?

Health insurance is available regardless of immigration status, through a combination of Federal, State, and County programs. Contact 650-616-2002 or info-hcu@smcgov.org and enrollment counselors are available to talk through the best cost and coverage with each plan and find the right one for each person and family. 

Medi-Cal, California’s free health insurance available to those with low incomes, takes applications year-round. Children in low-income families are eligible for Medi-Cal regardless of their immigration status.

San Mateo County Health also provides free and low-cost health coverage programs for people who are low-income and do not qualify for Medi-Cal or tax credits through Covered California. This includes working families and immigrants regardless of immigration status. 

Already have health coverage?

If you have questions regarding your current health coverage, please call your health plan so they can help you to use your health benefits. If you have full scope Medi-Cal in San Mateo County, you are assigned to Health Plan of San Mateo. Contact them at 800-750-4776 or 650-616-2133 or https://www.hpsm.org.

If you’re not sure which program you’re currently enrolled in or how to receive help, contact the Health Coverage Unit at 650-616-2002 or e-mail info-hcu@smcgov.org.

Health coverage is renewed on an annual basis. Be sure to follow the instructions in the notice you receive in the mail. Health coverage helps you to stay healthy and have peace of mind that you and your family are covered for when you may need it the most.

Are you a small business?

If you are a small business, visit www.coveredca.com/forsmallbusiness. Help make sure your employees know how to gain health insurance and the enrollment deadlines by giving them our flyers.

More Information from Covered California

For health insurance plans offered by Covered California, you must enroll during open enrollment, unless you have a qualifying life event, such as losing a job, the death of a spouse, or the birth of a child. You may also be eligible for Medi-Cal, where enrollment is available year-round.

Most people must have health coverage or pay a fee called the individual shared responsibility payment. Some people may qualify for an exemption to this fee and not have to pay.

It’s important to remember that paying the fee doesn’t mean you have health insurance coverage and you will be responsible for 100% of the cost of your medical care.

Under the Affordable Care Act:

  • No one can be turned away for a “pre-existing” health condition
  • More people earning low incomes now qualify for Medi-Cal
  • Many people who do not get coverage through their employer are eligible for tax credits that reduce the cost of private health insurance plans

Where can I enroll in-person in San Mateo County?

North County​

Daly City Clinic
380 90th St., Daly City
M – W, Fri 8:00 – 5:00; Thu 10:00 – 5:00 (4th Thu 10:00 - 2:30)
(650) 616-2002
Other Languages: Spanish

Human Services Agency – Daly City
271 92nd St., Daly City
M – F 8:00 – 5:00, closed 12:00 – 1:00
(650) 301-8400
Other Languages: Spanish

Healthways
6754 Mission Street, Daly City
M, W, F 10:00 – 4:00; Tue 10:00 – 3:00; Thu by appt. only
(650) 290-4161 or (650) 290-1327
Other Languages: Tagalog

Human Services Agency – SSF
1487 Huntington Ave., South San Francisco
M – F 8:00 – 5:00, closed 12:00 – 1:00
(650) 877-5608
Other Languages: Spanish

Central County

Human Services Agency – Belmont 
400 Harbor Blvd., Bldg. B, Belmont
M – F 8:00 – 5:00, closed 12:00 – 1:00
(650) 802-6470
Other Languages: Spanish

San Mateo Medical Center
222 West 39th Ave., West Entrance, 1st Fl., San Mateo
M – W, Fri 8:00 – 5:00; Thu 10:00 – 5:00 (4th Thu 10:00 - 2:30)
Other Languages: Spanish, Mandarin, Cantonese, Tongan

South County

Human Services Agency – EPA
Closed until further notice due to construction

2415 University Avenue, East Palo Alto
(650) 363-4218
Other Languages: Spanish

Ravenswood Family Health Center
1842 Bay Road, East Palo Alto
M, W, Th, F 8:30 – 4:00; Tue 10:00 – 4:00 (4th Tue/month 1:00 – 4:00)
(650) 330-7416
Other Languages: Spanish, Tongan

Human Services Agency – RWC
2500 Middlefield Road, Redwood City
M – W, Fri 8:00 – 5:00; Thu 10:00 – 5:00 (4th Thu 10:00 - 2:30)
(650) 616-2002
Other Languages: Spanish

Coastside

Coastside Clinic
225 S. Cabrillo Hwy., 100A, Half Moon Bay
Mon 8:30 – 5:00, closed 12:00 – 1:00
(650) 616-2002
Other Languages: Spanish

Puente de la Costa Sur
620 North Street, Pescadero
M – F 9:00 – 6:00
(650) 879-1691
Other Languages: Spanish