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Need Affordable Health Coverage?

General information

General open enrollment for Covered CA is closed. 

Call (650) 616-2002 for free, confidential, in-person health insurance help. 

Enrollment counselors are available to help you. You can also make an appointment to talk to a local specialist

Insurance keeps you healthy and financially covered when you need it most. You may qualify for financial help! 

Visit more information about enrolling in health coverage in San Mateo County.

You can apply online or on the phone:

Miss our social media chat Health Coverage: Uncovered where enrollment counselors answered health insurance questions in early December? Check out the recap here

In-Person Enrollment Locations in San Mateo County

North County​

Human Services Agency 
271 92nd St., Daly City
M-F 8:30am–5pm
(650) 301-8400
Spanish, English

Daly City Clinic 
380 90th St., Daly City
M-F 8:30am–5pm
(650) 616-2002
Cantonese, Mandarin, Spanish, English

901 Campus Dr., St. 209, Daly City
M, W, Th, F 10am-4pm; Tues 10am-3pm
(650) 746-3316
Tagalog, English

Human Services Agency 
1487 Huntington Ave.
M-F 8:30am–5pm
(650) 877-5608
Spanish, English

South SF Clinic
306 Spruce St., South San Francisco
M-F 8:30am – 5pm
(650) 616-2002
Spanish, English

YMCA Community Resource Center
1486 Huntington Ave., 1st Fl., South San Francisco
By Appointment Only: M, T, Th, F 8-11am, 1-4pm; W 1-4pm
Drop in: Wed 8am-12pm
(650) 276-4101
Spanish, English

Central County

Human Services Agency 
400 Harbor Blvd., Bldg. B, Belmont
M-F 8am–5pm
(650) 802-6470
Spanish, English

San Mateo Medical Center
222 West 39th Ave., West Entrance, 1st Fl., San Mateo
M-F 8:00am-4:30pm

South County

Human Services Agency 
2415 University Avenue, East Palo Alto
M-F 8am-5pm
(650) 363-4218
Spanish, English

Ravenswood Family Health Center
1807 Bay Road, East Palo Alto
M,W, Th 8:30am-3:30pm; Tues 1-3:30pm; Sat 8:30am-12:30pm
(650) 330-7416
Spanish, Tongan, English

Human Services Agency 
2500 Middlefield Road, Redwood City
M-F 8am-5pm
(650) 616-2002
Spanish, English

Hoover School
701 Charter Street, Redwood City
M 8:30am-4:30pm
(650) 482-5925
Spanish, English

Kennedy Middle School
2521 Goodwin Ave, Redwood City
Tues 8:30am-4:30pm
(650) 482-2110
Spanish, English

Fair Oaks School
2950 Fair Oaks Ave, Redwood City
W 8:30am-12:30pm
(650) 482-5926
Spanish, English

Garfield School
3600 Middlefield Rd, Menlo Park
W 1:30pm-4:30pm
(650) 369-3759
Spanish, English

Taft School
903 10th Ave, Redwood City
F 8:30am-4:30pm
(650) 569-3868
Spanish, English


Cabrillo School District
498 Kelly Ave., Half Moon Bay
M 8am-12pm, 4-6pm; T 10:30am-12:30pm, 4-6pm; W 8am-12pm, 4-6pm; Th 11am-6pm; F 8am-12pm, 1-5pm 
(650) 712-7178
Spanish, English

Coastside Clinic
225 S. Cabrillo Hwy., 100A, Half Moon Bay
Mon 8:30am-5pm
(650) 616-2002
Spanish, English

Puente de la Costa Sur Pescadero Office
620 North Street, Pescadero
By Appointment Only: M, T 9am-6pm; W 9am-4pm
(650) 879-1691
Spanish, English

Puente de la Costa Sur La Honda Office
8865 La Honda Rd., St. 4, La Honda
Th 2-6pm 
(650) 879-1691
Spanish, English

Frequently Asked Questions & Resources

Who should enroll?

You should enroll if you do not have health coverage through your job or a government program, such as Medicare, MediCal or the County’s ACE program. Apply for coverage and avoid having to pay another federal tax penalty, which will increase this year. 

Here’s a list of ways to enroll:

Call and get help to select a plan and enroll
County Health Coverage Unit: 650-616-2002
County Human Services Agency: 1-800-223-8383
Covered California: 1-800-300-1506; Spanish speakers: 1-800-300-0213

We offer free, in-person application help. Call us at 650-616-2002 or check back for more information on times and locations. All information shared in health insurance applications is confidential.

Does the 2016 election results impact my coverage? 

Your coverage is not in jeopardy. Covered California does not rely on federal funding, it is a self-sustainable state-run exchange.

We encourage you to renew into your existing plan or shop for a new plan that best fits you and your family. Don’t risk a financial burden in 2017 by not enrolling. 

We understand there may be a lot of chatter about the election, but here are 3 things you need to know:

  • Your Covered California coverage will remain intact for 2017 and the foreseeable future.
  • Your financial assistance (subsidies, APTC/CSR, small business tax credits) are protected under the law.
  • The rates for 2017 will not change.

We will keep you informed about any changes in the future.

Already have health insurance?

If you currently have a health plan, look for a renewal notice in the mail. Health plans must be renewed annually. Help by getting the word out to your friends, neighbors, or the people you work with or see day to day. Everyone deserves the care to help stay healthy and have peace of mind that you and your family are covered for when you may need it the most.

When will coverage begin after I enroll?

  • If you sign up by December 15, 2016, your coverage will begin on January 1, 2017. 
  • Those who enroll between December 16, 2016 through January 15, 2017 will see coverage starting February 1, 2017.
  • If you enroll between January 16-31, 2017, you will see coverage starting March 1, 2017. 
  • The last day to enroll in affordable health coverage for 2017 (unless you fall under special enrollment) is January 31, 2017.

How does the Affordable Care Act affect San Mateo County residents?

  • The Medi-Cal program will continue and has been expanded to cover more children and adults.
  • Tax credit programs for individuals and families with moderate and low incomes is available and may provide financial assistance to purchase affordable health insurance.
  • Access to a variety of affordable health insurance plans will is available through the Health Care Exchange marketplace: Covered California.

Are you a small business?

If you are a small business, visit Help make sure your employees know how to gain health insurance and the enrollment deadlines by giving them our flyers: 

More Information from Covered California

For health insurance plans offered by Covered California, you must enroll during open enrollment, unless you have a qualifying life event, such as losing a job, the death of a spouse, or birth of a child. You may also be eligible for Medi-Cal, where enrollment is available year-round.

Most people must have health coverage in 2016 or pay a fee called the individual shared responsibility payment. Some people may qualify for an exemption to this fee and not have to pay.

It’s important to remember that paying the fee doesn’t mean you have health insurance coverage and you will be responsible for 100% of the cost of your medical care.

Under the Affordable Care Act:

  • No one can be turned away for a “pre-existing” health condition
  • More people earning low incomes now qualify for Medi-Cal
  • Many people who do not get coverage through their employer are eligible for tax credits that reduce the cost of private health insurance plans

Who has to buy health insurance?

The Affordable Care Act requires most U.S. citizens and legal residents to have basic health coverage, except:

  • People who cannot afford coverage (premiums greater than 8% of household income); undocumented immigrants; people without insurance for less than 3 months; people with certain religious beliefs; members of Native American tribes; and people who are incarcerated.